Advice
Personalized
Experienced team providing expert guidance and tailors insurance plans that perfectly fit your needs.
About Clover
Expert insurance. Simplified.
Experience savings when you get your insurance policy through Clover.
Who we are
A brokerage built around the client
Clover Insurance Brokers is a proactive and client-centric insurance brokerage firm offering customized solutions for individuals and businesses.
Our expert brokers craft solutions around your actual exposure. We leverage industry knowledge and strong insurer relationships to navigate complex landscapes, prioritising long-term partnerships and going beyond quotes — ensuring smooth claims and ongoing support.
We aim to become an industry leader, with a target market penetration of at least 10%.
Vision and mission
We have a great mission
Our vision is to provide outstanding and expert insurance brokerage services in our selected markets.
Further to that, our mission then is to deliver superior and affordable insurance brokerage solutions that meet our clients’ expectations in a competitive and innovative setting, driven by our collective values.
How we work
What working with Clover looks like
Placement
Less Hassle
Clover negotiates on your behalf to secure the best coverage at competitive rates.
Partnership
Long Term
Building long-term relationships, providing ongoing support ensuring you have the right coverage.
Our values
What the advice is built on
- Innovation
- Finding better ways to structure cover, not only cheaper ones.
- Service Excellence
- Responsive, informed advice at every stage of your policy.
- Long Term
- Relationships that outlast any single renewal or claim.
- Accountability
- We answer for the advice we give and the claims we handle.
Insurers
The market we place in
As brokers we are not tied to one insurer. We approach the market on your behalf and put the terms side by side. Below is every general and long-term insurer licensed to write business in Zambia.
General insurers
Non-life · 23
- A Plus General Insurance Limited
- Adelvis General Insurance Limited
- Advantage Insurance Limited
- Africa Pride Insurance Company
- African Grey Insurance Limited
- Discover Insurance Company Limited
- General Alliance Insurance Zambia Limited
- Golden Lotus Insurance Company Limited
- Goldman Insurance Limited
- Hollard Insurance Zambia Limited
- Indigo General Insurance Limited
- Innovate General Insurance Limited
- Klapton Insurance Zambia Limited
- Madison General Insurance Company Zambia Limited
- Mayfair Insurance Company (Z) Limited
- Meanwood General Insurance Limited
- Nico Insurance Zambia Limited
- Phoenix of Zambia Assurance Company (2009) Limited
- Professional Insurance Corporation Zambia PLC
- Savenda General Insurance Limited
- Swan General Insurance Company Zambia Limited
- Veritas General Insurance PLC
- ZSIC General Insurance Limited
Long-term insurers
Life · 10
- ABSA Life Zambia Limited
- Best Life Insurance Limited
- Hollard Life Assurance Zambia Limited
- Liberty Life Zambia Limited
- Madison Life Insurance Company Zambia Limited
- One Life Assurance Zambia Limited
- Prudential Life Assurance Zambia Limited
- Sanlam Life Insurance Zambia Limited
- Specialty Emergency Services Limited
- ZSIC Life Limited
Register of licensed insurance entities published by the Pensions and Insurance Authority, 2024. Insurers are licensed annually — check the Authority's current register before relying on this list.
Need to claim?
When you experience a loss, we are here to assist throughout the life of your claim.
Notify a claimLooking for a quote?
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